XPlus Finance – AI-powered money OS for managing finances and investments

Summary: XPlus Finance is an AI-driven platform that consolidates income, expenses, budgets, and investments into a single dashboard. It offers Monte Carlo simulations, portfolio analytics, and financial modeling tools to help individuals and small businesses analyze and plan their finances without relying on spreadsheets or automatic bank connections.

What it does

XPlus Finance enables users to log and organize financial data manually, build budgets, model investments across asset types, and run long-term scenario simulations. It includes advanced calculators and an AI assistant to interpret financial information and projections.

Who it's for

The platform targets individuals seeking detailed financial insights, freelancers and small business owners managing mixed finances, and investors needing enhanced portfolio analysis beyond broker tools.

Why it matters

XPlus Finance addresses the challenge of fragmented financial tracking by providing a centralized, transparent system that avoids automatic data connections, giving users full control over their financial inputs and projections.