XPlus Finance – AI-powered money OS for managing finances and investments

Summary: XPlus Finance is an AI-driven platform that consolidates spending, budgets, and investments into a single dashboard. It offers Monte Carlo simulations, portfolio analytics, and financial modeling tools to help individuals and small businesses analyze and plan their finances without relying on spreadsheets or automatic bank connections.

What it does

XPlus Finance enables users to log and organize income, expenses, and subscriptions, build budgets, and model investments including stocks, ETFs, bonds, and crypto. It provides Monte Carlo simulations, compound interest calculators, dollar-cost averaging tools, sensitivity analysis, and an AI assistant for interpreting financial data.

Who it's for

The platform targets individuals seeking detailed financial oversight, freelancers and small business owners managing mixed finances, and investors wanting advanced portfolio views and scenario simulations beyond typical broker tools.

Why it matters

XPlus Finance addresses the challenge of fragmented financial data by offering a centralized, transparent system for tracking and projecting finances without automatic bank or broker integrations, ensuring user control over entered data.