Spendless – Mindful spending tracker without bank linking

Summary: Spendless is a progressive web app that enables manual expense tracking focused on spending awareness rather than automated bank syncing. It categorizes expenses by purpose to help users understand why they spend, promoting financial clarity and privacy.

What it does

Spendless requires users to enter expenses manually, creating reflection on each purchase. It organizes spending into purpose-driven categories inspired by the Kakeibo method, allowing flexible tracking periods and custom wallets aligned with pay schedules.

Who it's for

It is designed for individuals seeking a simple, privacy-focused alternative to traditional budgeting apps that avoids bank linking and emphasizes mindful spending habits.

Why it matters

Spendless addresses the common issues of budgeting apps by eliminating setup complexity and fostering awareness of spending motivations, helping users understand and change their financial habits without compromising privacy.