MyFinch – Predictive cash flow forecasting for your bank account

Summary: MyFinch projects your bank balance up to 365 days ahead by analyzing recurring income and bills, helping you anticipate low cash periods and avoid overdrafts. It offers a no-signup Guest Mode with demo data and integrates with Plaid for automatic data import.

What it does

MyFinch forecasts future cash flow by tracking recurring deposits and expenses to show when your balance will be low. It calculates an "Available to Spend" balance that accounts for upcoming bills and goals beyond the current bank balance.

Who it's for

It is designed for individuals who want to manage cash flow proactively and avoid overdrafts by understanding their future financial position.

Why it matters

MyFinch addresses the common issue of insufficient cash flow visibility by providing forward-looking balance projections, unlike traditional budgeting apps that focus on past spending.