Zerosum – Simplified zero-based budgeting with essential features

Summary: Zerosum is a zero-based budgeting app offering a streamlined workflow and lower pricing. It supports unlimited budgets, accounts, goals, analytics, recurring and split transactions, loan tracking, and keyboard shortcuts, with YNAB import and multi-user budget sharing.

What it does

Zerosum applies the give-every-dollar-a-job method through a simplified interface, enabling users to manage budgets, track loans, set goals, and handle recurring or split transactions. It allows importing full YNAB histories and supports up to five members per subscription.

Who it's for

It is designed for users who prefer zero-based budgeting but want fewer unused features and a lower-cost alternative to existing tools.

Why it matters

Zerosum reduces complexity and cost in zero-based budgeting while maintaining core functionality and easing migration from other platforms.