zero: private offline expense tracker – Track expenses offline with complete privacy

Summary: zero is an open source expense tracker that stores all financial data locally without accounts, ads, or tracking. It provides offline expense tracking, monthly reports, spending heatmaps, and debt tracking while performing analytics entirely on the device.

What it does

zero tracks expenses and generates reports and spending insights offline using on-device analytics and visualizations without cloud sync or external data processing.

Who it's for

It is designed for users seeking a private, offline budgeting tool without cloud storage, accounts, or ads.

Why it matters

zero addresses privacy concerns by keeping all financial data local and eliminating reliance on cloud-based services and tracking.