Zebt – A privacy-first UK app for managing and eliminating debt

Summary: Zebt centralizes credit cards, loans, and BNPL payments into a single view and helps users select a debt repayment strategy. It offers toggling between the Snowball method and the Avalanche method to estimate a personalized debt-free date.

What it does

Zebt aggregates various debts and allows users to choose repayment approaches based on momentum or interest rates. It calculates when users can expect to be debt-free.

Who it's for

Individuals in the UK managing multiple debts who want a clear overview and repayment plan.

Why it matters

It solves the challenge of tracking diverse debts and determining an effective payoff timeline without promoting additional credit products.