X-QUO – A simple savings account for USDC stablecoins

Summary: X-QUO is a savings app that lets users deposit USDC stablecoins and earn yield automatically without navigating complex DeFi protocols. It allocates funds to conservative, over-collateralized on-chain lending markets powered by Morpho, providing transparency and a straightforward experience.

What it does

X-QUO functions like a traditional savings account for stablecoins by depositing funds and generating yield through secure on-chain lending markets. It removes the need for users to manage wallets or understand DeFi risk strategies.

Who it's for

It targets users who want to earn stablecoin yields without technical knowledge or exposure to complex DeFi platforms.

Why it matters

X-QUO addresses the barrier for non-technical users to access stablecoin yields by offering a familiar, transparent, and low-risk savings experience.