Worth My Credit Card – Decide to keep, downgrade, or cancel credit cards

Summary: WorthMyCreditCard is a free Canadian tool that analyzes real spending to recommend keeping, downgrading, or canceling credit cards without requiring personal data. It delivers quick, actionable insights on card value.

What it does

It evaluates credit cards based on actual spending patterns and provides recommendations on whether to keep, downgrade, or cancel each card.

Who it's for

Canadian credit card users seeking data-driven guidance on managing their cards.

Why it matters

It helps users optimize credit card usage by identifying which cards offer true value based on spending.