WealthWise OS – AI-powered personal finance planner with local data privacy

Summary: WealthWise OS is a free personal finance tool powered by Google Gemini AI that offers investment projections, debt payoff planning, budget optimization, and early retirement calculations while keeping all data local without requiring signup.

What it does

It provides investment calculators, debt payoff strategies (snowball and avalanche), a 50/30/20 budget optimizer, a FIRE calculator, and an AI financial advisor that adapts to user data, all running locally in the browser.

Who it's for

Individuals seeking a privacy-focused, no-signup financial planner with AI-driven insights and multiple budgeting and investment tools.

Why it matters

It eliminates account requirements and paywalls while ensuring complete data privacy by keeping user information local.