Waterfall Planning – Personal finance software prioritizing data privacy without account linking

Summary: Waterfall Planning enables users to create meaningful financial plans without linking bank accounts, addressing data privacy concerns. It bridges the gap between basic spreadsheets and complex personal finance tools by focusing on straightforward planning for spending, saving, and retirement goals.

What it does

It allows users to build clear financial plans without connecting accounts, emphasizing data security and simplicity. The software targets common financial challenges like tracking spending, setting long-term goals, and assessing retirement readiness.

Who it's for

Individuals seeking a straightforward, privacy-focused personal finance tool without unnecessary features or account linking.

Why it matters

It solves the problem of creating effective financial plans while maintaining data privacy and avoiding the complexity and cost of traditional finance software.