Stride – Credit for freelancers based on cash flow, not history

Summary: Stride is an AI-driven fintech platform offering instant, uncollateralized credit limits to Indian freelancers and startups by evaluating cash flow instead of credit history. It addresses the lack of credit access for digital-first workers with consistent revenue but no traditional collateral.

What it does

Stride uses AI to provide fair, instant credit limits without requiring physical collateral, focusing on cash flow data for assessment.

Who it's for

It targets India’s freelancers, startups, and digital-first workers who lack traditional credit history but have steady digital income.

Why it matters

It solves the problem of credit invisibility by using reputation and revenue as collateral, enabling access to credit for those excluded by traditional banks.