Roth IRA vs 401(k) Guidance 2026 – Detailed Comparison of Retirement Plans

Summary: This tool compares Roth IRA and 401(k) plans for 2026, covering tax treatment, contribution limits, eligibility, employer matching, and withdrawal benefits to aid retirement planning decisions.

What it does

It provides a detailed comparison of Roth IRA and 401(k) accounts, illustrating differences with examples to clarify key features and rules.

Who it's for

Individuals evaluating retirement savings options and seeking to understand plan differences for informed decisions.

Why it matters

It helps users choose the most suitable retirement plan by clarifying complex tax and contribution details.