Pro Forma AI – tax-shock model preventing Day-45 lender rejections

Summary: Pro Forma AI models property-tax shocks with a 50,000-scenario Monte Carlo simulation to meet lender requirements and avoid Day-45 loan rejections. It generates a detailed 7-page PDF report in under 60 seconds, enabling sponsors to prove DSCR after Year-4/5 reassessments.

What it does

It runs tax-shock models combined with extensive Monte Carlo simulations to produce lender-approved reports quickly. The output is a comprehensive PDF used to validate debt service coverage ratios post-reassessment.

Who it's for

Multifamily loan sponsors and funds needing to demonstrate DSCR compliance after property-tax reassessments.

Why it matters

It prevents $100M+ multifamily loans from being rejected on Day 45 due to reassessment risk by providing lender-required analysis efficiently.