Offline Budget Tracker (Windows) – Private offline budgeting without cloud or subscriptions

Summary: Offline Budget Tracker is a Windows desktop app that manages income, expenses, and savings targets entirely offline. It stores all data locally without requiring internet access, accounts, or bank connections, ensuring financial information remains private and secure.

What it does

The app tracks monthly income and expenses, allows setting saving and investing goals, and displays clear totals. It operates fully offline with no cloud sync or subscriptions.

Who it's for

It is designed for users seeking a privacy-focused budgeting tool without reliance on internet or external accounts.

Why it matters

It prevents financial data from being stored remotely, addressing privacy concerns linked to cloud-based budgeting apps.