Monyo – Fast, no-sign-up bill splitting with AI assistance

Summary: Monyo is a bill-splitting app designed for quick, hassle-free group payments without mandatory sign-ups. It uses AI to scan bills, group participants, and calculate exact amounts, enabling most transactions in under a minute with offline-first reliability.

What it does

Monyo scans bills and uses AI to automatically group payers and compute individual shares. It operates without requiring account registration and supports offline use to ensure smooth functionality in any setting.

Who it's for

It targets young adults, students, and office workers aged 18-35 who need a fast, simple solution for frequent small group transactions.

Why it matters

Monyo addresses the common frustration of slow, complicated bill splitting by providing a streamlined, reliable tool that completes most splits in under a minute.