Monifi – Excel alternative for personal finance management

Summary: Monifi is a free personal finance app designed to replace spreadsheets by tracking income, expenses, and savings with real-time reports and manual transaction categorization. It provides interactive dashboards and automated insights without formulas or bank connections.

What it does

Monifi organizes personal finances visually, allowing users to create dashboards, analyze trends, and plan budgets or savings goals with real-time progress tracking. Transactions are categorized and visualized manually without requiring macros or scripts.

Who it's for

It is intended for individuals seeking a spreadsheet-free tool to manage personal budgets, freelance income, and cash flow without complex setup or bank integration.

Why it matters

Monifi solves the problem of messy, error-prone spreadsheets by offering a dedicated, streamlined workspace for personal finance management without formulas or clutter.