MoneyPulse – Private Expense Tracker – Automatic SMS-based expense tracking with full local privacy

Summary: MoneyPulse automatically converts bank SMS messages into encrypted expense records stored locally on your phone. It categorizes transactions instantly without requiring manual entry, accounts, or cloud synchronization, ensuring full financial privacy offline.

What it does

MoneyPulse parses incoming bank SMS messages to extract transaction details like amount, merchant, and type, then categorizes and stores them encrypted on the device. It operates entirely offline without syncing data to the cloud or requiring user accounts.

Who it's for

It is designed for users seeking automatic expense tracking with complete control over their financial data and privacy.

Why it matters

MoneyPulse solves the problem of tedious manual entry and privacy concerns by providing automatic, private expense tracking without data leaving the user’s device.