Mijn Borgje – Building habit accountability through stakes

Summary: Mijn Borgje enforces commitment by requiring users to deposit money tied to a location and time. If users meet their commitment, they get their deposit back; if not, the money is donated to charity, leveraging loss aversion to improve habit consistency.

What it does

Users set a commitment with a specific location and time, deposit a chosen amount, and verify attendance via GPS. Showing up on time returns the deposit; missing it sends the money to charity.

Who it's for

Ideal for individuals seeking accountability for habits like gym attendance, punctuality, or any goal requiring timely presence at a location.

Why it matters

It addresses the lack of effective consequences in habit tracking by using financial stakes to motivate consistent behavior.