Mera Kharcha - AI Sms Expense Tracking – Automated expense tracking via transactional SMS

Summary: Mera Kharcha is an AI-powered app that automatically tracks UPI, bank, and card transactions by analyzing transactional SMS. It categorizes expenses and provides budget insights while keeping all data offline and private.

What it does

The app reads financial SMS messages to identify and categorize spending without manual entry or bank logins. It generates clear budget reports and tracks payments and bills securely on the device.

Who it's for

It is designed for individuals seeking a private, automatic way to manage daily expenses across multiple payment methods without changing their habits.

Why it matters

Mera Kharcha solves the problem of fragmented expense tracking by consolidating transaction data from SMS, ensuring privacy and ease without requiring manual updates or risky bank access.