LOANWOLF – Track shifting rates, extra payments, and escape debt faster

Summary: LOANWOLF is a full-stack loan amortization tracker that manages loans with variable interest rates and extra payments. It generates detailed schedules showing balances, interest/principal splits, and payoff dates, helping users simulate and optimize debt repayment.

What it does

It allows users to create loans with principal, interest rate, term, and start date, add extra payments and interest rate changes, and produces detailed amortization schedules with period-by-period balances and payment breakdowns.

Who it's for

Borrowers dealing with dynamic interest rates and irregular payments who want to actively manage and accelerate their debt payoff.

Why it matters

It addresses the limitations of standard calculators by simulating real-world loan conditions, enabling more accurate and strategic debt repayment planning.