Kakebo AI – AI-powered personal finance with full privacy

Summary: Kakebo AI applies the Japanese Kakebo budgeting method enhanced by AI to help users categorize expenses and understand spending habits without connecting bank accounts, ensuring complete privacy.

What it does

It uses AI to intelligently categorize expenses and provide insights based on the Kakebo method while keeping all data private by avoiding bank integrations.

Who it's for

Individuals seeking mindful budgeting tools that respect privacy and avoid linking bank accounts.

Why it matters

It solves the privacy trade-off in finance apps by enabling conscious saving without intrusive tracking or manual spreadsheets.