JengōBudget, simple zero-based budgeting – quick, free monthly budgeting with zero-based allocation

Summary: JengōBudget is a zero-based budgeting app that lets users allocate every dollar of their income before spending, with a setup time of about five minutes. It tracks expenses, supports debt management, and offers optional Premium features like future month planning and gamification, all without subscription fees.

What it does

JengōBudget enables users to create monthly budgets by assigning every dollar a purpose, track spending, and monitor financial progress. The app includes gamification elements such as points and leaderboards and provides a mobile-friendly WebApp.

Who it's for

It is designed for individuals seeking a straightforward, zero-based budgeting tool without subscription costs or complex tutorials, suitable for daily personal finance management.

Why it matters

JengōBudget addresses the need for a fast, free budgeting solution that encourages financial discipline by ensuring every cent is allocated, reducing impulse spending and improving wealth building.