Fundly – AI-Powered Financial Planner with Smart Payment Timing and Tax Optimization

Summary: Fundly uses AI to provide personalized financial recommendations, helping users optimize bill payments and manage cash flow without controlling their money. It features read-only bank access, smart payment timing, and a Canadian tax calculator with RRSP tracking.

What it does

Fundly’s AI analyzes transactions via read-only Plaid access to suggest actions like delaying payments to avoid overdrafts or paying early to save money. It also includes a CRA-accurate tax calculator tailored for Canadian users.

Who it's for

Fundly is designed for individuals seeking actionable financial guidance to improve cash flow management and tax optimization in Canada.

Why it matters

It addresses common money management mistakes by advising users on when and how to pay bills, helping avoid overdrafts and missed discounts while maintaining user control over finances.