Frontier HSA – Pay-as-you-go health benefits for Canadian small businesses

Summary: Frontier HSA offers CRA-compliant Health Spending Accounts as an alternative to traditional health insurance for Canadian small businesses. It eliminates premiums by charging only when claims are made, covering all CRA-eligible expenses with fast reimbursements and tax advantages.

What it does

It provides a digital Health Spending Account that covers dental, vision, therapy, prescriptions, and more, reimbursing claims within 2-3 business days via direct deposit. Users pay a flat $120 yearly fee plus a small percentage on approved claims.

Who it's for

Canadian small businesses seeking a cost-effective, tax-deductible alternative to conventional health insurance.

Why it matters

It reduces health benefit costs by eliminating premiums and offering full tax deductibility, addressing inefficiencies in traditional insurance and outdated HSA providers.