Finchum — Foresee – See your future balances today

Summary: Finchum projects future account balances by modeling recurring income and expenses using secure account connections without sharing bank passwords. It provides timelines for runway, mortgage readiness, and major purchases based on actual account data.

What it does

Finchum connects to bank accounts via OAuth or secure file upload, analyzes recurring transactions, and forecasts future balances without relying on predictions.

Who it's for

It is designed for users in the US and Canada who want to track financial runway, savings goals, and affordability of future expenses.

Why it matters

It eliminates guesswork by showing when funds will be available for specific goals based on real account activity.