FinaZen – Privacy-first offline budget app with no subscriptions

Summary: FinaZen is an offline-first expense tracker using Jetpack Compose that requires no bank sync or monthly fees. It stores data locally with Room DB and supports ROSCA (Gold Day) management, offering secure budgeting without hidden servers.

What it does

FinaZen tracks expenses entirely offline, storing data locally without bank connections, and includes a ROSCA manager. It is ad-supported to remain free.

Who it's for

Users seeking a private, subscription-free budgeting app without linking bank accounts.

Why it matters

It eliminates privacy risks and recurring costs associated with subscription-based finance apps requiring bank passwords.