Financial Diary – Browser-based portfolio tracker with XIRR and projections

Summary: Financial Diary is a free, privacy-focused portfolio tracker that runs entirely in the browser without accounts or data sharing. It calculates real-time XIRR, displays interactive charts with inflation-adjusted projections, supports goal setting, and allows unlimited entries with JSON backups.

What it does

It tracks investments by calculating XIRR and visualizing data through interactive charts. Users can set financial goals and export or import data via JSON backups.

Who it's for

Individuals seeking a private, spreadsheet-free tool to monitor long-term investments without using paid apps or cloud services.

Why it matters

It provides real-time investment insights and projections while ensuring user data remains private and local.