Fakto – Free AI-powered e-invoicing compliant with France 2026 reform

Summary: Fakto is a 100% free invoicing tool for French freelancers, supporting Factur-X e-invoices required by the 2026 reform. It integrates AI features like quote generation, payment reminders, and revenue forecasting, along with supplier invoice OCR and accounting functions.

What it does

Fakto generates compliant Factur-X invoices, manages quotes, credit notes, recurring invoices, and processes payments via Stripe and SEPA QR codes. It includes supplier invoice OCR, revenue and purchase registers, URSSAF declarations, and AI-powered financial forecasting.

Who it's for

It is designed for French freelancers needing free, compliant e-invoicing and accounting tools without subscription fees or commissions.

Why it matters

Fakto addresses the mandatory 2026 French e-invoicing reform by providing essential invoicing features without cost or paywalls common in existing tools.