Exposure – Mortgage Stress Testing & ETF Concentration Risk Tool

Summary: Exposure provides retail investors with institutional-grade risk diagnostics by allowing portfolio, mortgage, asset, debt, and income uploads. It stress tests portfolios against market crashes, models mortgage rate rise impacts, analyzes ETF concentration risk, and generates AI risk briefs summarizing total exposure.

What it does

Users upload financial data to simulate market crash scenarios, mortgage repayment changes from rate rises, and concentration risks within ETFs. The tool then produces an AI-generated risk summary.

Who it's for

Everyday investors with portfolios, mortgages, or both seeking detailed risk analysis.

Why it matters

It reveals hidden financial vulnerabilities from market drops, interest rate changes, income shocks, and ETF concentration risks.