Diems – Daily Safe-to-Spend Budgeting

Summary: Diems calculates a daily spending limit by subtracting monthly expenses and savings from income, providing a clear "Safe-to-Spend" number each day. It helps users manage daily spending without tracking past transactions or categorizing expenses.

What it does

Diems computes a daily budget by dividing remaining income after expenses and savings by the days left in the month. Users manually input data to receive a daily spending limit and track if they stay within it.

Who it's for

It is designed for individuals seeking a straightforward way to manage daily spending without detailed transaction tracking or complex budgeting.

Why it matters

Diems addresses the issue of overspending early in the month by providing an actionable daily spending limit, preventing budget shortfalls later.