Dibs — Friendly Debt Tracker – Track personal debts offline between friends and family

Summary: Dibs is an offline-first app for tracking informal debts like dinners and shared expenses between friends and family, keeping data private and on your device without requiring accounts.

What it does

Dibs records and displays who owes whom for everyday debts, operating entirely offline with no setup or sign-up needed.

Who it's for

It is designed for individuals managing informal debts within their personal networks.

Why it matters

Dibs solves privacy and simplicity issues by keeping debt tracking local and straightforward without financial product complexity.