CME Retirement Planner – Monte Carlo retirement planning with institutional CME data

Summary: This Excel tool performs 10,000 Monte Carlo simulations using institutional Capital Market Estimates from BlackRock and J.P. Morgan to provide realistic retirement probability outcomes. It operates fully offline, ensuring data privacy, and offers transparency by allowing users to inspect all formulas.

What it does

The tool runs 10,000 Monte Carlo scenarios with returns, volatility, and correlations based on institutional CME data. It uses a VBA engine with proper correlation matrices to model asset class behavior accurately.

Who it's for

It is designed for individuals seeking detailed retirement planning beyond simple calculators, including finance professionals and the FIRE community.

Why it matters

It replaces simplistic fixed-return assumptions with probabilistic outcomes based on realistic market data, improving retirement planning accuracy.