CertNode Reflex – AI-powered chargeback defense with cryptographic proof

Summary: CertNode Reflex automates chargeback responses by collecting and timestamping evidence with RFC 3161 cryptographic proof, generating AI-driven defense narratives, and submitting disputes within 60 seconds. It charges a 15% success fee only when winning, reducing merchant losses from chargebacks.

What it does

Reflex gathers receipts, 3D Secure authentication, device fingerprints, and delivery proof, timestamps them cryptographically at purchase, and uses AI to create tailored defense narratives before submitting disputes quickly.

Who it's for

Merchants facing chargebacks who need fast, evidence-based dispute responses to recover lost revenue.

Why it matters

It addresses the challenge of slow, weak chargeback responses by providing cryptographic proof and rapid submission, improving dispute success rates.