BON Credit – AI-powered credit card debt reduction

Summary: BON Credit uses AI to analyze your credit cards, balances, interest rates, and spending, then creates a personalized plan to reduce interest and pay off debt faster. It consolidates payments and offers reminders and tailored options not found in traditional apps.

What it does

BON Credit securely connects all your credit cards, plans the optimal payoff strategy based on APR, utilization, due dates, and cash flow, and enables you to pay all cards within one app.

Who it's for

It is designed for individuals managing multiple credit cards who need a clear, actionable plan to reduce debt efficiently.

Why it matters

BON Credit addresses the complexity and fragmentation of credit card debt management by providing an AI-driven, unified solution that helps users pay off debt faster and with less interest.