2Money – Privacy-first smart budget tracker with multi-currency support

Summary: 2Money is an expense tracker that keeps all financial data on the user’s device without accounts or tracking. It supports over 60 currencies with live exchange rates and offers smart budgets, savings goals, debt tracking, and Siri Shortcuts for hands-free logging.

What it does

It tracks expenses privately on-device, provides budget alerts at 70% and 90%, supports split bills and wishlists, and includes accessibility features like VoiceOver and Dynamic Type.

Who it's for

Users seeking a free, private budgeting app with multi-language support and no ads or subscriptions.

Why it matters

It solves privacy concerns by eliminating data sharing and offers comprehensive budgeting tools without paywalls.